recent blog posts

November Client Bulletin

1.11.2018 / by Peters & Associates Staff / 0 comments

Year-end Planning Under The New Tax Law The Tax Cuts and Jobs Act of 2017 (TCJA), passed at the end of last year, generally took effect in 2018. Therefore, the fourth quarter of this year provides the first real opportunity for year-end planning under what has…

October Client Bulletin

8.10.2018 / by Peters & Associates Staff / 0 comments

Supreme Court Decision in Wayfair Affects Online Sellers If your company makes sales to out-of state buyers, do you need to collect state sales tax? Until recently, Supreme Court decisions from the 20th century declared that would not necessarily be the case. Example 1: ABC…

September Client Bulletin

8.09.2018 / by Peters & Associates Staff / 0 comments

A Grain of SALT In The New IRS Notice Taxpayers who itemize deductions on Schedule A of their tax return have been able to deduct outlays for state and local income tax as well as property tax with no upper…

August Client Bulletin

31.07.2018 / by Peters & Associates Staff / 0 comments

How The New Tax Law Affects 529 Plans For many years, 529 college savings plans have offered a tax-favored way to save for higher education. These plans, officially qualified tuition programs, are named for the IRC section that provides their advantages. Read more here. Due…

July Client Bulletin

31.07.2018 / by Peters & Associates Staff / 0 comments

More Give in the Gift Tax The Tax Cuts and Jobs Act of 2017 increased the federal estate tax exemption to $11.18 million for 2018. That’s per person, so the combined exemption for a married couple can be as much as $22,360,000 worth…

May Investment Newsletter

14.06.2018 / by Peters & Associates Staff / 0 comments

Due to increased client interest in financial planning, I continue to provide quarterly updates on the investments I recommend. View the complete report here  

April Client Bulletin

14.06.2018 / by Peters & Associates Staff / 0 comments

Patience Is Prudent The Tax Cuts and Jobs Act (TCJA) of 2017, passed at year end, has been called the most extensive tax legislation in more than 30 years. It’s certainly far reaching, covering individual income taxes, business income taxes,…

March Client Bulletin

14.06.2018 / by Peters & Associates Staff / 0 comments

Weighing the risks of bond funds Most portfolio allocations call for a mix of stocks (equities) and bonds (fixed income). The underlying theory is that stocks may deliver substantial results over the long term, whereas bonds contribute interest income and…

February Client Bulletin

9.04.2018 / by Peters And Associates Staff Writers / 0 comments
Solving The Annuity Puzzle Americans hold billions of dollars in annuities,  yet they are widely misunderstood.  Used properly, an annuity can serve valuable purposes in personal financial planning.  On the other hand, some types of annuities are widely criticized, even...

January Client Bulletin

16.02.2018 / by Peters And Associates Staff Writers / 0 comments
Investing In 2018:  Dividend Stocks. As of this writing, it appears that 2018 may be a difficult year for investors.  Yields on bonds, bank accounts, money market funds, and other savings vehicles are extremely low, with questionable prospects for substantial...

What’s New In 2018

6.02.2018 / by Peters And Associates Staff Writers / 0 comments

1. Office Locations and Expansion: We have been in our Syracuse office at 731 James Street for over twelve years, and have offices in New York City, Utica, Seneca Falls and Old Forge. We expanded our Syracuse office space by…

February Investment Newsletter

5.02.2018 / by Peters And Associates Staff Writers / 0 comments

Due to increased client interest in financial planning, I continue to provide quarterly updates on the investments I recommend. View the complete report here  

December Client Bulletin

6.01.2018 / by Peters And Associates Staff Writers / 0 comments
Pros and Cons of Asset Management Fees. A transition is underway within investment firms. Increasingly, the people you hire to manage your money don't refer themselves as brokers or stockbrokers. Instead, they're now financial advisors, financial planners, or financial consultants.... Read more...

November Client Bulletin

1.12.2017 / by Peters And Associates Staff Writers / 0 comments
Uncertainty Hampers Year-End Tax Planning As of this writing, year-end tax planning is clouded by questions about Federal legislation. President Trump and many of the Republicans in Congress favor changes that would affect the tax code.  Currently, the success they'll...

October Client Bulletin

24.10.2017 / by Peters And Associates Staff Writers / 0 comments
Prepare Your Kids for Financial Independence. An AICPA survey discovered that parents are more likely to talk with their children about manners, eating habits, school grades, and substance abuse than about finances.  All these topics are important, but it's also...

September Client Bulletin

6.10.2017 / by Peters And Associates Staff Writers / 0 comments
  Playing defense with your retirement accounts. Many people prefer to have some conservative holdings in their IRAs and other retirement accounts.  This century has already produced two nasty bear markets (in 2000-2002 and 2007-2009). If a third downtown occurs, investors...

August Investment Newsletter

31.08.2017 / by Peters And Associates Staff Writers / 0 comments

Due to increased client interest in financial planning, I continue to provide quarterly updates on the investments I recommend. View the complete report here  

June Client Bulletin

22.06.2017 / by Peters And Associates Staff Writers / 0 comments
Ever wonder what the third best investment you can make it? It is not paying down high-interest debt or making sure you are investing in your 401K so that you get your employer match but it is just as important....

May Client Bulletin

22.06.2017 / by Peters And Associates Staff Writers / 0 comments
Due to increased client interest in financial planning, I continue to provide quarterly updates on the investments I recommend. May is a great time to talk about tax-wise portfolio rebalancing. View the complete report here

February Investment Newsletter 2017

13.02.2017 / by Peters And Associates Staff Writers / 0 comments
Due to increased client interest in financial planning, I continue to provide quarterly updates on the investments I recommend. View the complete report here